Use a Credit Card with Good Rewards
Credit card companies will be all too happy to tell you how wonderful their rewards programs are and, in general, you probably shouldn’t take them at their word. However, that doesn’t mean that there aren’t credit cards with some actually good rewards! It’s hard to go wrong with simple cash-back rewards, even if the return isn’t huge.
When it comes to maximizing credit card rewards, it’s not terribly difficult. Start by getting a credit card with good rewards, and then use it for things you’re already planning to buy (and be sure to pay it off immediately). While this is the no-effort method, you can also turn up the bonus a bit by purchasing gift cards for stores you’ll shop at anyway since many credit cards will pay more rewards for purchases at grocery stores that sell gift cards than for those stores themselves. Once you’ve accumulated your rewards, it doesn’t hurt to know how to spend them wisely
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